- Budgeting
- Cash Management
- Consumer and Mortgage Loans
- Debt and Debt Reduction
- Time Value of Money 1: Present and Future Value
- Time Value of Money 2: Inflation, Real Returns, Annuities, and Amortized Loans
- Insurance 1: Basics
- Insurance 2: Life Insurance
- Insurance 3: Health, Long-term Care, and Disability Insurance
- Insurance 4: Auto, Homeowners, and Liability Insurance
- The Home Decision
- The Auto Decision
- Family 1: Money and Marriage
- Family 2: Teaching Children Financial Responsibility
- Family 3: Financing Children’s Education and Missions
- Investments A: Key Lessons of Investing
- Investments B: Key Lessons of Investing
5. Lack of Gospel Maturity
Problems arise when we fail to live our lives consistent with the way we know we should live. As we study, ponder, pray, and live the gospel, we live worthy of the influence of the Holy Ghost. We then can have strength and inspiration to understand where we are, to recognize our weaknesses, and to know what we need to do. Then, with that knowledge, we can work so that our weaknesses can be made strengths with God’s help. (Ether 12:27)
Gospel maturity is doing those things necessary to bring us back to our Heavenly Father’s presence. King Benjamin gave us the method for becoming mature in the gospel:
For the natural man is an enemy to God, and has been from the fall of Adam, and will be, forever and ever, unless he yields to the enticings of the Holy Spirit, and putteth off the natural man and becometh a saint through the atonement of Christ the Lord, and becometh as a child, submissive, meek, humble, patient, full of love, willing to submit to all things which the Lord seeth fit to inflict upon him, even as a child doth submit to his father. (Mosiah 3:19)
What can be done?
Remember your ultimate goal, which is exaltation with your spouse. The scriptures admonish: “Behold he that hath eternal life is rich.” (D&C6:7)
Remember your ultimate interview with the Savior. Work on those things that will be asked first. Remember your stewardship over your blessings. You will have to give an accounting. Remember to choose wisely. For you are His steward and are accountable to Him for your choices.