- Budgeting
- Cash Management
- Introduction
- Realize the Importance of Good Cash Management in Achieving Your Goals
- Understand the Different Cash Management Alternatives and How to Compare Them
- Know the Different Types of Financial Institutions
- Understand the Time Commitment Necessary for You to Effectively Manage Your Finances
- Summary
- Assignments
- Consumer and Mortgage Loans
- Debt and Debt Reduction
- Time Value of Money 1: Present and Future Value
- Time Value of Money 2: Inflation, Real Returns, Annuities, and Amortized Loans
- Insurance 1: Basics
- Insurance 2: Life Insurance
- Insurance 3: Health, Long-term Care, and Disability Insurance
- Insurance 4: Auto, Homeowners, and Liability Insurance
- The Home Decision
- The Auto Decision
- Family 1: Money and Marriage
- Family 2: Teaching Children Financial Responsibility
- Family 3: Financing Children’s Education and Missions
- Investments A: Key Lessons of Investing
- Investments B: Key Lessons of Investing
Financial Plan Assignments
Your assignment is to review your current cash-management framework.
- What interest rate(s) are you earning on your savings account(s)?
- What are you paying in other fees and expenses on your savings account(s)?
- What interest rate(s) are you earning on your checking account(s)?
- What are you paying in other fees and expenses on your checking account(s)?
- What cash management vehicles should you be using to help you get higher interest rates on savings or checking accounts and still maintain adequate liquidity to meet your needs for cash?
- Are there less-traditional alternatives, such as Internet banks, that can give you a higher return with the same amount of liquidity and safety?
