- Budgeting
- Cash Management
- Consumer and Mortgage Loans
- Debt and Debt Reduction
- Time Value of Money 1: Present and Future Value
- Time Value of Money 2: Inflation, Real Returns, Annuities, and Amortized Loans
- Insurance 1: Basics
- Insurance 2: Life Insurance
- Insurance 3: Health, Long-term Care, and Disability Insurance
- Insurance 4: Auto, Homeowners, and Liability Insurance
- The Home Decision
- The Auto Decision
- Family 1: Money and Marriage
- Family 2: Teaching Children Financial Responsibility
- Family 3: Financing Children’s Education and Missions
- Investments A: Key Lessons of Investing
- Investments B: Key Lessons of Investing
Learning Tools
The following Learning Tools may be helpful to you as you become more financially self-reliant and as you prepare your personal financial plan:
28. Roth versus Traditional: Which Is better?
This spreadsheet gives a simple way of comparing which of the alternatives, a Roth or a Traditional IRA or 401(k) is better for you, based on your assumptions.
23. Return Simulation Spreadsheet
This spreadsheet helps you see the impact of various investment strategies and volatility for different types of asset classes. With selective asset classes, it can also help you to see the historical impact of different asset-allocation decisions.
27. Expected Return Simulation and Benchmarks
This spreadsheet gives a historical perspective on returns and standard deviation (risk) for the major asset classes over the last 1, 5, 10, 25, 50, 75, and 80 years. It also includes some recommended benchmarks for the major asset classes.
