- Budgeting
- Cash Management
- Consumer and Mortgage Loans
- Debt and Debt Reduction
- Time Value of Money 1: Present and Future Value
- Time Value of Money 2: Inflation, Real Returns, Annuities, and Amortized Loans
- Insurance 1: Basics
- Introduction
- Understand What Church Leaders Have Said Regarding Insurance
- Realize the Importance of Insurance
- Understand the Key Principles of Insurance Planning
- 1. Know Yourself and Your Goals
- 2. Know Your Budget and How Much You Can Afford
- 3. Understand in Detail the Costs and Benefits of Each Insurance Product
- 4. Insure Against High-Cost, High-Severity Losses Only
- 5. Work Only with High-Quality Individuals and Institutions
- 6. Review Your Insurance Needs Annually
- Summary
- Assignments
- Insurance 2: Life Insurance
- Insurance 3: Health, Long-term Care, and Disability Insurance
- Insurance 4: Auto, Homeowners, and Liability Insurance
- The Home Decision
- The Auto Decision
- Family 1: Money and Marriage
- Family 2: Teaching Children Financial Responsibility
- Family 3: Financing Children’s Education and Missions
- Investments A: Key Lessons of Investing
- Investments B: Key Lessons of Investing
6. Review Your Insurance Needs Annually
Remember, your insurance needs may change over time as your family situation, investment portfolio, and work situation change. Use wisdom in planning your insurance coverage and in making changes to your policies. Be especially careful of the costs of making changes—many insurance products have higher up-front or beginning costs. Be an informed consumer of insurance products.
